SEPTA Phantom Vehicle Collision

$50,000.00 settlement with SEPTA. Passenger on a bus that swerved to avoid an oncoming vehicle but clipped the rear bumper of that vehicle. The oncoming vehicle fled the scene (referred to as a “phantom vehicle”), and was not captured on video. SEPTA argued this was an “Uninsured Motorist” claim with a $15,000.00 cap. I disagreed and sued, arguing the SEPTA driver was more at fault. At deposition, the driver admitted to speeding and failing to react in time. The case settled the next day.